Step 1: Blend the Base
In a blender or food processor, blend the cottage cheese until smooth and creamy.
Add a splash of milk if needed to achieve a smooth texture.
Step 2: Heat the Dip
Transfer the blended cottage cheese to a medium saucepan over medium heat.
Stir in the shredded cheddar and Monterey Jack cheese, whisking until melted and fully incorporated.
Step 3: Add the Spices
Mix in the cumin, smoked paprika, garlic powder, onion powder, salt, and black pepper. Adjust seasoning to taste.
Step 4: Add Fresh Ingredients
Stir in the diced jalapeño (if using) and tomato. Heat for another 2-3 minutes to soften the tomato.
Step 5: Garnish and Serve